Cash-to-Cash Property Transfer

A straightforward transfer,
properly coordinated.

For completed Dubai properties where the seller has no registered mortgage and the buyer is purchasing without bank finance.

Conveyance.ae coordinates the transfer file from the initial document review and developer NOC through to the trustee appointment, registration and issuance of the buyer’s new title deed.

  • Seller fully paid
  • Buyer paying cash
  • No lender on either side
  • Developer inspection & NOC coordination
  • Fixed professional fee
AED 4,999 + VAT

Official and third-party charges are separate. Documents can follow after appointment.

Appoint Conveyance.ae
Route check

Is cash-to-cash the correct route?

This service is intended for a standard property sale where:

  • The property is completed and already has a title deed
  • The seller’s property is not subject to a registered mortgage
  • The buyer does not require mortgage finance
  • The transaction will be registered through a DLD-authorised trustee centre

This may not be the correct route if the seller has an outstanding mortgage, the buyer is using mortgage finance, the property is owned by a company, or the proposed change is a gift rather than a sale.

Not sure? Use the route finder
Your transfer file

What we coordinate

Route and document review

We confirm the transaction route, identify the parties and property, and review the available transfer documents before registration arrangements are made.

Developer inspection and NOC coordination

Some developers require a pre-NOC property inspection, particularly for villas, to identify unauthorised alterations or departures from the approved record. Where required, we coordinate and attend the inspection, then follow the requirements through to issuance of the developer NOC.

Transfer-cost schedule

The professional fee, anticipated government charges and identifiable third-party costs are separated so the parties can prepare the correct amounts.

Settlement preparation

We coordinate the transfer-day settlement information and payment-instrument requirements with the buyer, seller and appointed trustee centre. Conveyance.ae does not receive or hold the property purchase money.

Trustee appointment

Once the file is ready, we coordinate the registration appointment with a DLD-authorised real estate registration trustee centre.

Registration and title deed

We remain with the file through the registration stage and confirm completion and issuance of the buyer’s new electronic title deed.

Document readiness

What is normally required

The exact document list is confirmed after we review the property, the parties and the proposed transaction.

From the seller

  • Emirates ID or valid passport
  • Property and title deed information
  • Executed sale documentation
  • Developer e-NOC, where required
  • Property-access arrangements for any required developer inspection
  • Details of any authorised representative or power of attorney
  • Transfer-day settlement information

From the buyer

  • Emirates ID or valid passport
  • Executed sale documentation
  • Information required for DLD registration
  • Arrangements for purchase-price settlement
  • Arrangements for applicable DLD and trustee charges
  • Details of any authorised representative or power of attorney

Additional documents may be required where a party is acting under a power of attorney, signing remotely, purchasing jointly or has a different residency or ownership status.

Start the transfer
The process

From appointment to new title deed

01

Open the transfer file

You provide the transaction details and appoint Conveyance.ae. Documents may be supplied immediately or after the file has been opened.

02

Confirm the route

We verify that the seller has no registered mortgage, the buyer is purchasing without mortgage finance and the transaction belongs on the cash-to-cash route.

03

Review the file

We review the available identity, property and transaction documents and issue a clear list of anything still required.

04

Coordinate the dependencies

The developer inspection, where required, NOC, service-charge position, payment arrangements and trustee requirements are coordinated before registration.

05

Prepare for transfer day

The parties receive the appointment details, required-originals list, payment schedule and transfer-day instructions.

06

Complete registration

The official transfer is executed through the DLD-authorised trustee centre. Once approved and registered, the buyer receives the new electronic title deed.

Preparation time depends on the developer inspection and NOC requirements, document availability and the circumstances of the parties. We do not promise a registration date until the required dependencies have been confirmed.

What you receive

An actively managed transfer file

This is more than a document checklist. Your service includes:

  • A named transaction contact
  • Route and party verification
  • A transaction-specific document list
  • Document-gap review
  • Developer inspection coordination and attendance, where required
  • Developer NOC coordination
  • Transfer-cost and settlement schedule
  • Trustee appointment coordination
  • Transfer-day instructions
  • Registration follow-up
  • New title deed confirmation
Service fee

AED 4,999 + VAT

The published professional fee applies to a standard cash-to-cash property transfer involving an unmortgaged seller and a non-financed buyer.

Included

  • Transfer-file opening and route confirmation
  • Document and readiness review
  • Developer inspection coordination and attendance, where required
  • Developer NOC coordination
  • Trustee appointment coordination
  • Transfer-day preparation
  • Registration follow-up through to the new title deed

Charged separately where applicable

  • DLD registration fees
  • Real estate registration trustee fees
  • Developer NOC and service-related charges
  • Government knowledge and innovation fees
  • Bank, manager’s cheque or payment-processing charges
  • Power of attorney, attestation or translation costs
  • Independent structural surveys, snagging reports or valuations
  • Brokerage, tax or legal services
  • Courier or other third-party expenses

Any identifiable third-party charges are explained separately before they are incurred.

Appoint Conveyance.ae
Official registration

DLD remains the registering authority.

Conveyance.ae prepares and coordinates the transaction around the applicable Dubai Land Department process. The official ownership transfer is completed through a DLD-authorised real estate registration trustee centre.

Conveyance.ae is an independent service operated by Cendale Documents Clearing Services FZCO. It is not part of Dubai Land Department and cannot approve, reject or override an official registration decision.

View the official DLD property sale registration service
Frequently asked questions

Plain answers before you appoint us.

What does cash-to-cash mean?
It means the seller’s property is not subject to a registered mortgage and the buyer is purchasing without mortgage finance. The purchase price is still settled through the applicable transfer-day process.
Does Conveyance.ae hold the purchase money?
No. Conveyance.ae does not receive or hold the property purchase price. Settlement follows the arrangements applicable to the parties and the DLD-authorised trustee process.
Is a developer NOC required?
For property sales in Dubai freehold areas, DLD identifies an electronic no-objection certificate from the developer as a required document. The developer may have its own requirements before issuing it.
Does the service include a property inspection?
Where the developer requires a pre-NOC compliance inspection, Conveyance.ae can coordinate and attend that inspection as part of the transfer process. This commonly arises with villas where the developer checks for unauthorised alterations, extensions or other changes to the property. The inspection is conducted by or on behalf of the developer. It is not a structural survey, snagging inspection or independent assessment of the property’s condition.
What happens if the developer identifies an unauthorised alteration?
The developer may require the issue to be regularised or resolved before issuing its NOC. We coordinate the procedural requirements with the parties, but the developer determines whether its NOC requirements have been satisfied.
Can I appoint Conveyance.ae before all the documents are ready?
Yes. You can open the transfer file and provide the available information first. We then confirm the exact document and dependency list for the transaction.
How long does a cash-to-cash transfer take?
There is no responsible single timeframe for every file. Readiness depends on matters including the developer inspection and NOC, document availability, the parties’ arrangements and trustee appointment availability. We confirm the working sequence after reviewing the transaction.
What happens if a mortgage is discovered on the property?
The file would no longer follow the standard cash-to-cash route. We would identify the appropriate mortgaged-seller route before further transfer arrangements are made.
Can the transfer proceed if one party is outside the UAE?
Potentially, but the correct route depends on the party’s circumstances and whether a valid power of attorney or an approved remote procedure can be used. This must be checked before the appointment is booked.
Are DLD and trustee fees included in AED 4,999?
No. AED 4,999 + VAT is the Conveyance.ae professional fee. DLD, trustee, developer and other official or third-party charges are separate.
Does Conveyance.ae provide structural inspections or snagging?
No. Our attendance at a developer’s pre-NOC inspection forms part of the transfer coordination service. Independent structural surveys, snagging inspections and property-condition reports are separate professional services.
Other transfer routes

Different funding position?

Cash-to-Mortgage
Seller fully paid · Buyer using a mortgage
AED 5,999 + VAT
View route
Mortgage-to-Cash
Seller mortgaged · Buyer paying cash
AED 6,999 + VAT
View route
Mortgage-to-Mortgage
Seller mortgaged · Buyer using a mortgage
AED 9,999 + VAT
View route

For a company-owned property, gift transfer or another ownership structure, use the route finder to identify the appropriate service.

Find my transfer route