Dubai property transfer cost calculator

');w.document.close()}/* ===== Calculator (S43 / D04) ===== */ function calculator(root){ var q=new URLSearchParams(location.search); var s={tx:q.get('tx')||'Standard individual sale',price:q.get('sp')||'',sm:q.get('sm')||'No',bm:q.get('bm')||'No',mort:q.get('ma')||'',val:q.get('gv')||'',user:[]}; var TX=['Standard individual sale','Proposed property gift','Another transaction'],YNU=['No','Yes','Not sure']; root.innerHTML='' +''; var userBox=root.querySelector('#cvt-user'); function addUser(label,amt){var row=el('');row.querySelector('button').addEventListener('click',function(){row.remove()});userBox.appendChild(row)} root.querySelector('#cvt-adduser').addEventListener('click',function(){addUser()}); function show(){var tx=val(root,'tx');root.querySelectorAll('[data-f="sale"]').forEach(function(x){x.classList.toggle('hidden',tx!=='Standard individual sale')});root.querySelectorAll('[data-f="gift"]').forEach(function(x){x.classList.toggle('hidden',tx!=='Proposed property gift')});var bm=val(root,'bm');root.querySelectorAll('[data-f2="bm"]').forEach(function(x){x.classList.toggle('hidden',tx!=='Standard individual sale'||bm!=='Yes')})} bindRadios(root,show);show(); function compute(){ var tx=val(root,'tx'),sm=val(root,'sm'),bm=val(root,'bm'),price=parseFloat(root.querySelector('#cvt-price').value)||0,mort=parseFloat(root.querySelector('#cvt-mort').value)||0,v=parseFloat(root.querySelector('#cvt-val').value)||0; var core=[],confirm=[],users=[],review=null,inputs=[]; userBox.querySelectorAll('.userrow').forEach(function(r){var l=r.children[0].value.trim(),a=parseFloat(r.children[1].value);if(l&&a>0)users.push({label:l,amt:a})}); if(tx==='Another transaction'){review='Company, trust, commercial and other non-standard transactions receive a review prompt rather than a false standard total. Tell us the facts and we confirm the route and the service fee before any payment.'} else if(tx==='Standard individual sale'){ inputs.push('Sale price '+(price?aed(price):'not entered'),'Seller mortgage: '+sm,'Buyer mortgage: '+bm+(bm==='Yes'&&mort?' ('+aed(mort)+')':'')); if(!price){confirm.push({label:'Sale price',why:'Enter the agreed sale value to calculate the registration and partner components.'})} else{core.push({label:'Sale registration ('+REF.sale_registration_pct+'% of sale price)',amt:price*REF.sale_registration_pct/100,vat:'Official charge; VAT per DLD listing',src:R.sources.sale}); var pb=price>=REF.partner_threshold?REF.partner_high:REF.partner_low;core.push({label:'Trustee partner fee (sale), including VAT',amt:pb*(1+R.vat_pct/100),vat:aed(pb)+' + '+R.vat_pct+'% VAT',src:R.sources.sale})} var route=null;if(sm==='No'&&bm==='No')route='cash_cash';else if(sm==='No'&&bm==='Yes')route='cash_mortgage';else if(sm==='Yes'&&bm==='No')route='mortgage_cash';else if(sm==='Yes'&&bm==='Yes')route='mortgage_mortgage'; if(route){var rt=R.routes[route];core.push({label:'Conveyance service fee — '+rt.label+', including VAT',amt:rt.gross,vat:aed(rt.net)+' + '+R.vat_pct+'% VAT',src:R.sources.fees,route:route})} else confirm.push({label:'Conveyance service fee',why:'The route depends on the seller and buyer mortgage positions. Published fees range from '+aed(R.routes.cash_cash.gross)+' to '+aed(R.routes.mortgage_mortgage.gross)+' including VAT.'}); if(bm==='Yes'){if(mort)core.push({label:'Mortgage registration ('+REF.mortgage_registration_pct+'% of mortgage amount)',amt:mort*REF.mortgage_registration_pct/100,vat:'Official charge; VAT per DLD listing',src:R.sources.mortgage});else confirm.push({label:'Mortgage registration',why:REF.mortgage_registration_pct+'% of the mortgage amount once the amount is confirmed.'});confirm.push({label:'Buyer-lender processing, valuation and release-related charges',why:'Set by the lender; record each with its issuer and VAT treatment.'})} if(bm==='Not sure')confirm.push({label:'Buyer finance components',why:'Confirm whether the buyer is using a mortgage; the registration percentage and lender charges depend on it.'}); if(sm==='Yes')confirm.push({label:'Seller liability, settlement and release components',why:'Per the seller’s lender and the actual sequence; confirm before payment.'}); if(sm==='Not sure')confirm.push({label:'Seller mortgage position',why:'Confirm whether a mortgage is registered; settlement and release items depend on it.'}); confirm.push({label:'Property-record components (title, map, knowledge and innovation items)',why:'Fixed official items whose applicability and treatment are confirmed per file. The AED 250 title-related line is not a trustee fee.'},{label:'Developer NOC and service-charge clearance charges',why:'Set by the developer for this property.'},{label:'Payment instruments, representation, translation, attestation or specialist advice',why:'Only where the transaction needs them.'}); } else { inputs.push('Proposed gift; accepted valuation basis '+(v?aed(v):'not confirmed')); if(v){core.push({label:'Gift registration ('+REF.gift_registration_pct+'% of accepted valuation, minimum '+aed(REF.gift_minimum)+')',amt:Math.max(v*REF.gift_registration_pct/100,REF.gift_minimum),vat:'Official charge; VAT per DLD listing',src:R.sources.gift})}else confirm.push({label:'Gift registration',why:REF.gift_registration_pct+'% of the accepted valuation basis (minimum '+aed(REF.gift_minimum)+') once the basis is confirmed.'}); var g=R.routes.individual_gift;core.push({label:'Conveyance service fee — '+g.label+', including VAT',amt:g.gross,vat:aed(g.net)+' + '+R.vat_pct+'% VAT',src:R.sources.fees,route:'individual_gift'}); confirm.push({label:'Trustee partner fee (gift)',why:'The gift service has its own partner-fee conditions; the sale threshold is not reused automatically.'},{label:'Eligibility, share treatment and valuation acceptance',why:'Use the gifting route check; a company owner, other recipient or partial gift is reviewed first.'},{label:'Property-record components and any mortgage-related items',why:'Confirmed per file.'}); } var coreSum=core.reduce(function(a,b){return a+b.amt},0),userSum=users.reduce(function(a,b){return a+b.amt},0); return {tx:tx,inputs:inputs,core:core,confirm:confirm,users:users,coreSum:coreSum,userSum:userSum,review:review} } function shareLink(){var p=new URLSearchParams();p.set('tx',val(root,'tx'));var pr=root.querySelector('#cvt-price').value;if(pr)p.set('sp',pr);p.set('sm',val(root,'sm'));p.set('bm',val(root,'bm'));var m=root.querySelector('#cvt-mort').value;if(m)p.set('ma',m);var v=root.querySelector('#cvt-val').value;if(v)p.set('gv',v);return location.origin+location.pathname+'?'+p.toString()+'#calculator'} function render(){var r=compute(),o=root.querySelector('#cvt-result'),h=''; if(r.review){h='';o.innerHTML=h;return} h+=''; o.innerHTML=h; o.querySelector('#cvt-print').addEventListener('click',function(){var b='Dubai property transfer: calculation summary

Transaction: '+esc(r.tx)+'
Inputs: '+esc(r.inputs.join('; '))+'
Rule version: '+esc(R.version)+' (sources checked '+esc(R.checked_on)+')
Calculated at: '+esc(new Date().toLocaleString('en-GB',{timeZone:'Asia/Dubai'}))+' (Dubai time)

'; b+='

Calculated core items

'+r.core.map(function(c){return ''}).join('')+'

Charge	VAT treatment / source	Amount
'+esc(c.label)+'	'+esc(c.vat)+' — '+esc(c.src)+'	'+aed(c.amt)+'
Calculated core subtotal		'+aed(r.coreSum)+'

'; b+='

Amounts supplied by you

'+(r.users.length?''+r.users.map(function(u){return ''}).join('')+'

'+esc(u.label)+'	'+aed(u.amt)+'
User-entered subtotal	'+aed(r.userSum)+'
Combined subtotal	'+aed(r.coreSum+r.userSum)+'

These amounts are not independently verified by the calculator.

':'

None entered.

'); b+='

Items still to confirm

'+r.confirm.map(function(c){return '
• '+esc(c.label)+' — '+esc(c.why)+'
'}).join('')+'

This summary excludes the property purchase price and is not a complete transaction quotation or a payment instruction. Unknown charges do not mean zero charges.

'; b+='

Continue your preparation

Read the sources: https://conveyance.ae/research/dubai-transfer-cost-ledger/
Review the service scope: https://conveyance.ae/pricing-fees/
Ask about your file: https://conveyance.ae/contact/

'; printView('Dubai property transfer: calculation summary',b)}); o.querySelector('#cvt-share').addEventListener('click',function(){var link=shareLink(),out=o.querySelector('#cvt-shareout');out.style.display='block';function ok(){out.textContent='Calculation link copied. It includes only the non-sensitive calculation choices. Do not add identity, property-reference or bank details. '+link}function fail(){out.innerHTML='Your browser could not copy the link automatically. Select and copy the link shown below.
'+esc(link)+''}if(navigator.clipboard&&navigator.clipboard.writeText){navigator.clipboard.writeText(link).then(ok,fail)}else fail()}); if(window.cvSend)window.cvSend('calculate_cost',{route:(r.core.find(function(c){return c.route})||{}).route||''}); } root.querySelector('#cvt-calc').addEventListener('click',render); if(q.get('sp')||q.get('gv')||q.get('tx'))render(); }/* ===== Checklist (S59) ===== */ function checklist(root){ var f={tx:'Sale',owner:'Individual',sm:'No',bm:'Cash',rep:'No',title:'Yes'}; var STATUS=['To obtain','Received, needs check','Needs correction','Confirmed for this purpose','Applicability to confirm']; var state={};try{state=JSON.parse(localStorage.getItem('cvt_checklist')||'{}')}catch(e){} root.innerHTML='

Choose the facts that change the list

' +'

Transaction'+radio('tx',['Sale','Gift','Secondary off-plan resale','Another ownership change'],f.tx)+'

' +'

Current owner'+radio('owner',['Individual','Company or other entity','Not sure'],f.owner)+'

' +'

Seller or owner mortgage'+radio('sm',['No','Yes','Not sure'],f.sm)+'

' +'

Buyer funding, for a sale'+radio('bm',['Cash','Mortgage','Not sure'],f.bm)+'

' +'

Will a representative act for a party?'+radio('rep',['No','Yes','Not sure'],f.rep)+'

' +'

Is the property completed with a title record?'+radio('title',['Yes','No, off-plan','Not sure'],f.title)+'

' +'

Select “not sure” when a fact is unresolved. The result will tell you what to confirm rather than silently remove that requirement.

'; function render(){['tx','owner','sm','bm','rep','title'].forEach(function(k){f[k]=val(root,k)}); var items=D.items.map(function(it,i){var a=applies(it[2],f);return {i:i,group:it[0],label:it[1],a:a}}).filter(function(x){return x.a!=='no'}); var review=f.tx==='Another ownership change'||f.owner==='Company or other entity'; var h='

'+(review?'

This route is reviewed before a standard service applies.

Prepare the list below and request a route review; the fee and scope are confirmed before any payment.

':'')+'

Your preparation list

'; var g='';items.forEach(function(x){if(x.group!==g){g=x.group;h+=''}var st=state[x.i]||(x.a==='unsure'?'Applicability to confirm':'To obtain');h+=''}); h+='

Item	Status
'+esc(g)+'
'+esc(x.label)+(x.a==='unsure'?' confirm whether required':'')+'	'+STATUS.map(function(s){return ''+esc(s)+''}).join('')+'

Mark an item received only when the actual document has arrived; note separately if it needs correction or acceptance confirmation. Your statuses are kept only in this browser.

Print my checklistRead the documents guideFind my service route

'; var o=root.querySelector('#cvt-list');o.innerHTML=h; o.querySelectorAll('select').forEach(function(s){s.addEventListener('change',function(){state[s.getAttribute('data-i')]=s.value;try{localStorage.setItem('cvt_checklist',JSON.stringify(state))}catch(e){}})}); o.querySelector('#cvt-printlist').addEventListener('click',function(){var b='Dubai property-transfer document checklist

Facts: '+esc(Object.keys(f).map(function(k){return k+': '+f[k]}).join(' · '))+' · version '+esc(R.version)+' · '+esc(new Date().toLocaleDateString('en-GB'))+'

';items.forEach(function(x){b+=''});b+='

Item	Status	Responsible party	Notes
'+esc(x.group+' — '+x.label)+'	'+esc(state[x.i]||(x.a==='unsure'?'Applicability to confirm':'To obtain'))+'

Status labels: To obtain · Received, needs check · Needs correction · Confirmed for this purpose · Applicability to confirm. Keep sensitive references in your own secure file. Guide: https://conveyance.ae/guides/documents-required-dubai-property-transfer/

';printView('Dubai property-transfer document checklist',b)}); } bindRadios(root,render);render(); }/* ===== Readiness check (S60) ===== */ function readiness(root){ var f={tx:'Sale',owner:'Individual',sm:'No',bm:'Cash',rep:'No',title:'Yes'},ans={}; var ANS=['Yes — evidence checked for this purpose','No — action remains','Not sure — confirmation needed']; root.innerHTML='

Tell us which route you are preparing

' +'

Route'+radio('tx',['Sale','Gift','Secondary off-plan resale','Another change'],f.tx)+'

' +'

Current owner'+radio('owner',['Individual','Company or other entity','Not sure'],f.owner)+'

' +'

Seller mortgage'+radio('sm',['No','Yes','Not sure'],f.sm)+'

' +'

Buyer finance (sale)'+radio('bm',['Cash','Mortgage','Not sure'],f.bm)+'

' +'

Representation'+radio('rep',['No','Yes','Not sure'],f.rep)+'

' +'

Completed property with a title record?'+radio('title',['Yes','No, off-plan','Not sure'],f.title)+'

' +'

Answer with evidence, not an assumption

Review my actions

'; function qs(){['tx','owner','sm','bm','rep','title'].forEach(function(k){f[k]=val(root,k)});var ff=Object.assign({},f);if(ff.tx==='Another change')ff.tx='Another ownership change'; var h='';D.checks.forEach(function(c){var a=applies(c[7],ff);if(a==='no')return;h+='

'+('0'+c[0]).slice(-2)+'. '+esc(c[1])+(a==='unsure'?' applicability unresolved':'')+''+esc(c[2])+'

Choose…'+ANS.map(function(x){return ''+esc(x)+''}).join('')+'

'}); var q=root.querySelector('#cvt-q');q.innerHTML=h;q.querySelectorAll('select').forEach(function(s){s.addEventListener('change',function(){ans[s.getAttribute('data-c')]=s.value})});root.querySelector('#cvt-out').innerHTML=''} bindRadios(root,qs);qs(); root.querySelector('#cvt-review').addEventListener('click',function(){var ff=Object.assign({},f);if(ff.tx==='Another change')ff.tx='Another ownership change'; var actions=[],confirms=[],ok=0,total=0,routeReview=(f.tx==='Another change'||f.owner==='Company or other entity'||f.owner==='Not sure'); D.checks.forEach(function(c){var a=applies(c[7],ff);if(a==='no')return;total++;var v=ans[c[0]]||'';if(a==='unsure'&&v.indexOf('Yes')!==0){confirms.push({c:c,why:'Whether this check applies is itself unresolved.'});return}if(v.indexOf('Yes')===0)ok++;else if(v.indexOf('No')===0)actions.push({c:c});else confirms.push({c:c,why:v?'You could not yet confirm the position.':'Not answered.'})}); var cls,head,body; if(routeReview){cls='warn';head='Route review needed';body='Your answers describe a non-standard or unclear route. Keep the action list and request a route review before relying on a standard service or fee.'} else if(actions.length){cls='bad';head='Action needed';body='One or more applicable checks have a known outstanding action. Read the named requirement, responsible party and next step below.'} else if(confirms.length){cls='warn';head='Confirmation needed';body='No known outstanding action was recorded, but at least one relevant fact or requirement is still uncertain. Confirm it before treating the file as ready.'} else{cls='ok';head='Preparation checks recorded';body='You marked every applicable check as supported. Reconfirm current documents, payment instructions and acceptance with the relevant organisations before proceeding. This result is not a clearance or registration approval.'} function line(x,tag){var c=x.c;return '

'+('0'+c[0]).slice(-2)+'. '+esc(c[1])+' '+(tag==='bad'?'action needed':'confirmation needed')+'
Why it matters: '+esc(c[2])+'
Next action: '+esc(c[3])+'
Usually responsible: '+esc(c[4])+'
Depends on it: '+esc(c[5])+(x.why?'
Status: '+esc(x.why):'')+'
Read the guide

'} var h='

'+head+'

'+body+'

'+ok+' of '+total+' applicable checks supported by evidence. There is no percentage score that can hide a critical unresolved payment or authority issue.

'; if(actions.length)h+='

Action needed

'+actions.map(function(x){return line(x,'bad')}).join('')+'

'; if(confirms.length)h+='

Confirmation needed

'+confirms.map(function(x){return line(x,'warn')}).join('')+'

'; h+='

Print the action listRead the 20-check standardBuild the document checklist'+(routeReview?'Request a route review':'Ask about my route')+'

'; var o=root.querySelector('#cvt-out');o.innerHTML=h;o.scrollIntoView({behavior:'smooth'}); o.querySelector('#cvt-printact').addEventListener('click',function(){var b='Transfer readiness check: action list

Result: '+esc(head)+'. '+esc(body)+'

Route facts: '+esc(Object.keys(f).map(function(k){return k+': '+f[k]}).join(' · '))+' · '+ok+' of '+total+' applicable checks supported · '+esc(new Date().toLocaleDateString('en-GB'))+'

';[['Action needed',actions],['Confirmation needed',confirms]].forEach(function(s){if(!s[1].length)return;b+='

'+s[0]+'

'+s[1].map(function(x){return ''}).join('')+'

Check	Next action	Responsible	Depends on it
'+('0'+x.c[0]).slice(-2)+'. '+esc(x.c[1])+'	'+esc(x.c[3])+'	'+esc(x.c[4])+'	'+esc(x.c[5])+'

'});b+='

Method: https://conveyance.ae/research/transfer-readiness/. This is Conveyance’s preparation method; it does not certify title, give legal advice or guarantee acceptance by any authority.

';printView('Transfer readiness check: action list',b)}); if(window.cvSend)window.cvSend('readiness_result',{result:head}); }); } document.querySelectorAll('[data-cvt]').forEach(function(r){var t=r.getAttribute('data-cvt');try{if(t==='calculator')calculator(r);else if(t==='checklist')checklist(r);else if(t==='readiness')readiness(r)}catch(e){r.innerHTML='

The tool could not start in this browser. The written guidance on this page still applies; contact us with your questions.

'}}); })();