Research · Cost ledger

Dubai transfer-cost ledger: the source behind each line

This ledger separates published reference rules from charges that require the actual transaction to be assessed. It supports our cost calculator and is intended to make a fee schedule auditable.

Sale reference rules

For the standard sale reference, DLD publishes a combined 4% registration component, shown in its service listing as 2% seller and 2% buyer. Its sale service-partner fee is AED 2,000 + VAT below AED 500,000 and AED 4,000 + VAT at AED 500,000 or above. Check the agreement and applicable requirements when assigning a payer.

Official source: DLD property sale registration.

Gift registration reference

DLD publishes a base gift-registration charge of 0.125% of the relevant valuation, with a minimum of AED 2,000. Eligibility, the accepted valuation basis and treatment of a proposed share must be established for the actual case. The gift service has its own partner-fee conditions; do not reuse the sale threshold automatically.

Official source: DLD property gift registration.

Mortgage-related components

The mortgaged-sale service lists a mortgage-registration percentage of 0.25% of mortgage value where applicable, alongside route-specific release and other components. The actual sequence can affect which partner or release charges apply. Our calculator does not automatically stack every line in that service listing onto every financed sale.

Official source: registering the sale of a mortgaged property.

Property-record and other official components

The official service listings also describe title, map and knowledge/innovation items. The label, applicability and treatment matter. The published AED 250 title-related line is not a statement that the trustee partner fee is AED 250.

Where the component treatment for the actual file has not been confirmed, it appears outside the calculator’s core subtotal. Use the accepted transaction charge schedule before preparing payment.

The versioned ledger

One record per fee component: transaction, recipient, calculation basis, VAT treatment, applicability, primary source and the date the source was checked. The calculator reads the same records.

Rule version 2026-09-19.1 · sources checked 2026-09-11
TransactionFee componentRecipientCalculation basisVAT treatmentApplicabilityPrimary sourceSource checked
Standard saleSale registrationDubai Land Department4% of sale price (listed as 2% seller + 2% buyer)Official charge; VAT treatment per DLD listingEvery standard individual sale; payer allocation per agreementdubailand.gov.ae2026-09-11
Standard saleTrustee partner fee (sale)Registration trustee partnerAED 2,000 + VAT below AED 500,000; AED 4,000 + VAT at or above+ 5% VATStandard individual sale registered through a trusteedubailand.gov.ae2026-09-11
GiftGift registrationDubai Land Department0.125% of accepted valuation, minimum AED 2,000Official charge; VAT treatment per DLD listingEligible gift with an accepted valuation basis; share treatment confirmed per casedubailand.gov.ae2026-09-11
GiftTrustee partner fee (gift)Registration trustee partnerTransaction-confirmed (gift conditions differ from the sale threshold)+ VAT where chargedConfirm per file; never reuse the sale threshold automaticallydubailand.gov.ae2026-09-11
Mortgaged saleMortgage registrationDubai Land Department0.25% of the mortgage amountOfficial charge; VAT treatment per DLD listingWhere a buyer mortgage is registered; amount must be knowndubailand.gov.ae2026-09-11
Mortgaged saleLiability, settlement and release componentsSeller’s lender / DLDPer lender and routePer issuerSeller mortgage present; confirm each item before paymentdubailand.gov.ae2026-09-11
All routesProperty-record components (title, map, knowledge and innovation items)Dubai Land DepartmentFixed amounts per DLD listing; the AED 250 title-related line is not a trustee feePer DLD listingApplicability and treatment confirmed per file; outside the core subtotal until confirmeddubailand.gov.ae2026-09-11
ServiceConveyance fee — Cash to cashConveyance.aeAED 4,999.00 before VATAED 5,248.95 including 5% VATDefined scope and exceptions on the pricing pageconveyance.ae2026-09-11
ServiceConveyance fee — Cash to mortgageConveyance.aeAED 5,999.00 before VATAED 6,298.95 including 5% VATDefined scope and exceptions on the pricing pageconveyance.ae2026-09-11
ServiceConveyance fee — Mortgage to cashConveyance.aeAED 6,999.00 before VATAED 7,348.95 including 5% VATDefined scope and exceptions on the pricing pageconveyance.ae2026-09-11
ServiceConveyance fee — Mortgage to mortgageConveyance.aeAED 9,999.00 before VATAED 10,498.95 including 5% VATDefined scope and exceptions on the pricing pageconveyance.ae2026-09-11
ServiceConveyance fee — Individual property giftConveyance.aeAED 4,999.00 before VATAED 5,248.95 including 5% VATDefined scope and exceptions on the pricing pageconveyance.ae2026-09-11
ServiceConveyance fee — Standard company-to-individual saleConveyance.aeAED 9,999.00 before VATAED 10,498.95 including 5% VATDefined scope and exceptions on the pricing pageconveyance.ae2026-09-11
ServiceConveyance fee — Company or trust transferConveyance.aeConfirmed after route reviewVAT 5% on the confirmed feeReview-first route; no standard fee publishedconveyance.ae2026-09-11
ServiceConveyance fee — Other ownership changeConveyance.aeConfirmed after route reviewVAT 5% on the confirmed feeReview-first route; no standard fee publishedconveyance.ae2026-09-11
ServiceConveyance fee — Secondary off-plan resaleConveyance.aeConfirmed after route reviewVAT 5% on the confirmed feeReview-first route; no standard fee publishedconveyance.ae2026-09-11
All routesDeveloper NOC, bank processing and settlement charges, payment instruments, valuation, entity work, translation, attestation, specialist adviceDeveloper / bank / providerTransaction-confirmedPer issuerRecorded with issuer, amount, VAT treatment, purpose and confirmation source; unknown stays unknownconveyance.ae2026-09-11

The calculator applies exactly these records. Amounts marked transaction-confirmed never enter its core subtotal.

Conveyance service fees

Each service has a defined scope and exceptions. Read prices and scope. These service fees exclude official and third-party charges. The service rows above show the fee before VAT and the total including 5% VAT for cash to cash, cash to mortgage, mortgage to cash, mortgage to mortgage, standard individual gifting and the defined standard company-to-individual sale.

Items confirmed outside the core rules

Developer NOC charges, bank processing and settlement charges, payment instruments, valuation, entity work, translation, attestation and specialist advice depend on the provider and transaction. Record the issuer, amount, VAT treatment, purpose and confirmation source. Unknown amounts remain visibly unknown.

Method and corrections

We record a source, the claim it supports, the route it applies to and the date it was checked. We distinguish source-check dates from the date a calculation is generated. Material corrections update the shared rule and the affected outputs.

Change log

DateVersionChange
2026-09-192026-09-19.1Ledger, calculator, checklist and readiness tools published from the fee registry. Gift partner fee and property-record components recorded as transaction-confirmed inputs.
2026-09-11source checkDLD sale, gift and mortgaged-sale listings re-read; registration percentages, partner threshold and gift minimum unchanged.

This is a reference ledger, not a survey, market average or statement that every transaction pays every listed item. If you identify a discrepancy, send the source and affected line.

Source: dubailand.gov.ae · reference

Source: dubailand.gov.ae · reference

Source: dubailand.gov.ae · reference

Source: conveyance.ae · reference