Examples · Illustrative
Eight illustrative Dubai property-transfer scenarios
These eight examples explain how a transfer file changes with the transaction.
Every example is illustrative: it is not a customer case, testimonial, completion promise or statement that an authority has accepted a real file.
Choose the scenario closest to your facts
The examples cover four sale funding routes, a full gift, a partial gift, an overseas seller and a standard company-to-individual sale. Use them to identify the next evidence question, then confirm the actual service scope for your transaction.
Cash seller, cash buyer
Starting facts. Two individuals agree the sale of a completed apartment. The seller has no mortgage and the buyer is not borrowing.
Documents. Current property record, party identities, agreement, developer requirements and payment schedule.
Sequence. Confirm the route; appoint the standard service; reconcile records; address developer requirements; confirm funds and attendance; coordinate the authorised registration step.
Responsibilities. The parties provide accurate information and funds. The developer issues its output. Conveyance coordinates the agreed file. The authorised channel processes registration.
Cost categories. Published Conveyance fee: AED 4,999 + VAT. Registration, trustee partner, developer and payment-instrument charges are separate.
Illustrative failure point. The buyer has funds, but a unit-reference mismatch is found between two records. It must be resolved before the next dependent application.
Next action. Prepare the document checklist and confirm the correct record before treating the file as ready. See the relevant route.
Unmortgaged seller, financed buyer
Starting facts. An individual buys a completed property with a mortgage. The seller has no mortgage.
Documents. Core property and identity file, agreement, developer information and the buyer-lender requirements.
Sequence. Identify the lender conditions; build the core file; progress developer and bank work as their sequence permits; confirm contribution and funding; prepare the appointment.
Responsibilities. The buyer satisfies the bank’s conditions. The bank decides finance and funding. Conveyance coordinates the procedural dependencies with the other participants.
Cost categories. Published Conveyance fee: AED 5,999 + VAT. Lender and any mortgage-related charges are separate as well as the other transaction costs.
Illustrative failure point. The buyer has an initial lending indication but a transaction-specific condition remains outstanding. An appointment target does not resolve that condition.
Next action. Name the exact lender output needed and record which next step depends on it. See the relevant route.
Mortgaged seller, cash buyer
Starting facts. A seller has an outstanding mortgage; the individual buyer is purchasing without finance.
Documents. Current lender liability information, settlement instructions and required release evidence, alongside the core file.
Sequence. Confirm the applicable bank and registration sequence; reconcile amounts and instructions; progress the documented settlement and release steps; complete the remaining registration preparation.
Responsibilities. The seller and lender provide the required bank actions and outputs. The buyer follows the confirmed payment instructions. Conveyance coordinates its agreed scope.
Cost categories. Published Conveyance fee: AED 6,999 + VAT. Lender settlement and related charges are separate from the service and official transaction costs.
Illustrative failure point. The planned date changes after the liability document is issued. The amount or instruction may need reconfirmation before payment.
Next action. Ask the lender whether the current document remains usable and obtain the required update. See the relevant route.
A mortgage on both sides
Starting facts. The seller has a mortgage and the buyer is financing the purchase with a lender.
Documents. Both banks’ current requirements, the seller release and settlement evidence, buyer funding conditions and the core transfer records.
Sequence. List each bank output and its dependency; coordinate the bank handoffs with developer clearance; reconcile funds; confirm authority, originals and registration readiness.
Responsibilities. Each lender controls its own requirements. The parties meet their obligations. Conveyance tracks the agreed procedural handoffs.
Cost categories. Published Conveyance fee: AED 9,999 + VAT. Bank, mortgage, official, trustee and developer charges remain separate where applicable.
Illustrative failure point. One bank’s required output is confused with confirmation that the other bank can fund. The file needs two separate statuses.
Next action. Create a milestone row for each lender output, with its responsible party and next action. See the relevant route.
An individual proposes a full family gift
Starting facts. An individual proposes to gift a wholly owned, unmortgaged completed property to a spouse.
Documents. Property and identity records, relationship evidence, the intended ownership instruction and the applicable valuation and registration requirements.
Sequence. Complete the route questions; confirm the service scope; organise relationship and property evidence; resolve the required valuation and developer dependencies; prepare the applicable registration file.
Responsibilities. The owner and recipient provide accurate evidence. Issuers confirm required documents. The authority accepts the route. Conveyance coordinates its agreed service.
Cost categories. Standard individual gifting coordination: AED 4,999 + VAT. Applicable official, trustee, valuation and other required charges are separate.
Illustrative failure point. The relationship document uses a different name from a current identity record. The connection needs proper evidence.
Next action. Record the exact discrepancy and obtain the accepted supporting evidence before relying on it. See the relevant route.
A proposed gift of an ownership share
Starting facts. An owner proposes to transfer part of an interest to a child. The current record may already include another co-owner.
Documents. Current owners and shares, intended post-transfer shares, identities, relationship evidence and the relevant route requirements.
Sequence. Define the current and intended ownership precisely; review the route; prepare the required supporting records; resolve dependencies before registration.
Responsibilities. The instructing parties define the proposed change. The relevant adviser or authority resolves legal or acceptance questions. Conveyance coordinates the agreed procedural file.
Cost categories. Use the accepted route and confirmed scope. Do not calculate all charges by simply multiplying a full-transfer total by the percentage gifted.
Illustrative failure point. “Give half” is ambiguous when the person owns only a share of the property. The instruction must show the actual resulting ownership.
Next action. Write a before-and-after share table and have the route confirmed. See the relevant route.
An overseas seller proposes a representative
Starting facts. An owner is outside the UAE and wants a representative to act in a Dubai sale.
Documents. Current property and identity records, proposed representation document and the acceptance requirements of the relevant participants.
Sequence. Confirm how each required act can be performed; establish the suitable authority route; prepare the accepted evidence; coordinate originals, funds and attendance.
Responsibilities. The principal obtains the appropriate authority advice and document. Each receiving organisation confirms its requirements. Conveyance coordinates the procedural file.
Cost categories. The conveyancing route and scope must be confirmed. POA preparation, translation, attestation, courier and other required services can add separate costs.
Illustrative failure point. The proposed authority covers signing but its suitability for a bank action is unclear. One organisation’s acceptance is not a universal answer.
Next action. Confirm the required acts and accepted evidence with the relevant bank and registration channel. See the relevant route.
A standard corporate seller and individual buyer
Starting facts. A company proposes a standard sale of a completed property to an individual, with clear authority and no stated exceptional finance or representation issue.
Documents. Current entity information, required resolutions and signatory evidence, DLD entity readiness, property records, buyer details and developer requirements.
Sequence. Confirm the standard scope; assemble the corporate file beside the property file; resolve authority and entity dependencies; coordinate developer and trustee readiness through the agreed registration follow-through.
Responsibilities. The company establishes the required authority and evidence. The buyer provides accurate information and funds. Conveyance coordinates the agreed service.
Cost categories. Published standard service: AED 9,999 + VAT. Official, trustee, developer, entity and other required third-party charges remain separate.
Illustrative failure point. A company-name change is not clearly connected to the name on the property record. The entity history needs to be established.
Next action. Obtain the relevant supporting record and resolve the acceptance question before appointment readiness. See the relevant route.
Turn an example into your own preparation list
Use the document checklist and readiness check. They organise the questions without requiring private documents. The actual transaction still needs its own accepted records and confirmed instructions.
Source: conveyance.ae · reference
Source: conveyance.ae · reference